Senior Benefits

Medicare Supplements

Medicare supplements are designed to fill in the gaps of original Medicare.

These gaps include:

• Part A Deductible
• Part B Deductible
• Part B Co-insurance
• Part B excess charges

Medicare Advantage Plans

Medicare Advantage plans are health plan options that are approved by Medicare and run by insurance companies. These plans are often considered by those who want lower monthly premiums while paying copays for most services received.

First Diagnosis Cancer

Highlights Include:

• Cash payments made directly to you
• Individually issued to ages 18-79
• Several levels of coverage available

Why consider this plan?

• Family history of cancer
• Co-pays with insurance plans
• Protect family assets
• Food/housing costs during treatment

Final Expense Life Insurance

The carriers we represent have life insurance policies designed specifically for seniors. Face amounts can be chosen to fit most people’s needs and budget. The lump sum death benefit is paid directly to the beneficiary and can be used at their discretion.

Short Term Care

The cost of Long Term Care is often expensive, and to many, not affordable. Short Term Care is a dependable option that can be budget-friendly.

While policies vary by carrier, the following are examples of coverage in a Short Term Care policy:

• Nursing Facilities
• Assisted Living Facilities