Drivers in Omaha, NE know that they are required to have auto insurance. Deciding exactly what type of auto insurance to have, however, can be tricky.
AUTO INSURANCE IN NEBRASKA
Fortunately, the independent insurance agents at Oracle Insurance Agency Inc. have years of experience helping their customers navigate through all of the choices.
In Nebraska, drivers are required to carry a minimum amount of insurance that is designed to protect the victims of an accident that they are responsible for. These “basic” policies are usually the cheapest ones on the market, but they offer virtually no protection for the policyholder.
This means that the policyholder has to pay out of his or her own pocket to cover damage to his or her vehicle after they are found to be at fault in an accident. There is also no coverage provided under these policies for damage caused by a vandalism, theft, or a natural disaster.
There are options such as collision and comprehensive insurance that can provide additional coverage against these scenarios. A collision policy will provide funds to cover the image to a policy holder’s vehicle, as well as funds to pay for his or her medical care and other expenses. Comprehensive policies go even further by providing funds to cover the theft of a vehicle and its contents. These policies can also cover vandalism and damage caused by natural disasters.
Auto policies can also be written to cover classic cars, work vehicles, commercial trucks, motorcycles and much more. If you live in the Omaha, NE area and you’re thinking about getting a new auto policy, or if you just want to save money on the policy you have, then call the independent insurance agents at Oracle Insurance Agency Inc. We can help you find a policy that’s right you and your budget.
More than Just Auto Insurance
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